Discount Prescription Plans

If you are searching for a prescription plan that is going to cover the cost of your prescriptions, you are wasting your time. It should be obvious that a company would never make a profit if it provided such a service

You can find dozens of discount plans that claim they can save you up to 80% on your prescriptions for a monthly fee.

This page examines the realities of discount prescription plans.

Can I really save money with a discount prescription plan?

The short answer to this question is - maybe? Obviously, if your prescription costs $75 and with the card you pay $67.50, the card has saved you money. If the card was free then it was a great savings. If you pay $10 a month for a discount prescription card, you were robbed.

The fact is, no prescription discount card can guarantee you a specific discount rate. The phrase "up to" always preceeds the promised savings. With many prescription discount cards you can go to a web site and look up your prescription. However, these prices are for mail-order fulfillment and not at the corner drugstore. If you need that antibiotic right now, mail order does not help you.

On the plus side

I do not want to paint a picture that all discount programs are worthless. Some plans offer deep discounts on maintenance medication and can save you a lot of money. The question is, should you pay for such a plan.

Before you buy a plan use our Free plan

Before you purchase a discount prescription card, you should first examine some of the free alternatives. We have a free Canadian pharmacy plan. You can get more information by clicking here - Florida Canadian Discount Pharmacy Plan.

A Real Prescription Plan with Co-pays

We did find one plan that has co-pays for prescriptions. There are limits to the formulary, but if the card does not save you money they will give you your money back. Heck, what do you have to lose. If you want more information, go to Florida Prescription Plans. By the way you don't have to be a Florida resident for these plans. Anyone in any state can obtain these plans.

Finally

After you have determined how much you can get your prescriptions for at these free discount sources, compare the price to the card that wants you to pay them each month. Add the cost of the card into your calculations and you will know with certainty if it is a good deal or not.